
Calculate the lay
Enter the back stake, odds and exchange commission. See the lay stake, liability and the cash result whichever side wins.
Matched betting app for iPhone & iPad
Work out the lay stake, record what actually matched, then settle each bet to see the cash you really made. No account, no ads, no spreadsheets.
Launch offer
Matched Bets is free today. Pro features are in development — and our first 1,000 users will never pay for them. Your access is tied to your original App Store download, so it is yours to keep.
Try it now
The same calculation engine as the app. Change any number and the lay stake and both outcomes update instantly.
A cash bet, often placed to qualify for a free bet. A small qualifying loss can be expected.
Need refunds, underlay/overlay or partial matches? Open the full calculator →
How it works
Most calculators stop at the lay stake. Matched Bets follows the bet through to the cash it actually made.

Enter the back stake, odds and exchange commission. See the lay stake, liability and the cash result whichever side wins.

Record the event, bookmaker and exchange, confirm commission and add partial lays at their real odds.

Mark the result when the event finishes. Insights shows settled cash profit by date, with GBP and EUR kept apart.
Features
Qualifying bets, stake-not-returned (SNR) and stake-returned (SR) free bets, and refund offers — each with the right formula.
Compare standard, underlay, overlay and custom lay stakes and see both outcomes before you place anything.
Lay only partly matched? Add each fill at its own odds and the suggestion becomes the remaining lay you still need.
Settle as back won, lay won, void or exact amounts. Promotional value is never counted as cash you have made.
Built for the UK and Ireland. Totals are reported per currency and never silently converted or combined.
No account, no ads, no analytics SDK. Lock your history with Face ID, and export CSV or a full backup whenever you like.
Built for the exchange
Odds move. Lays part-fill. Matched Bets records each fill at the price you got, so your saved position — and your profit — reflect reality.

Why an app
Web calculators answer one question. Spreadsheets need constant upkeep. Matched Bets does both jobs in one place.
| What you need | Matched Bets app | Typical web calculator | Spreadsheet |
|---|---|---|---|
| Lay stake for qualifying, SNR, SR and refund bets | Yes | Yes | If you build it |
| Partial lays at different odds | Yes | Sometimes | If you build it |
| Saves both sides of every bet | Yes | No | Manual entry |
| Settles to actual cash profit | Yes | No | Manual formulas |
| Works offline, on your phone | Yes | No | Awkward |
| Account or subscription required | None | Often | None |
FAQ
Can't find what you need? Visit support.
Matched Bets Calculator is an iPhone and iPad app that calculates lay stakes for matched betting, saves both sides of each bet and tracks the profit you actually settle. It is free on the App Store in the UK and Ireland.
Our first 1,000 users get every future Pro feature free for life. There is nothing to sign up for: eligibility comes from your original App Store download, so it follows your Apple Account to a reinstall or a new device. Pro is in development; everything in the app today is free.
Yes. The web calculator runs a direct port of the app's calculation engine and is tested against the same fixtures, so lay stakes and outcomes match to the penny. The website can't save bets; the app saves, settles and tracks them.
Tap Save in the app. On iPhone or iPad this opens Matched Bets with your stake, odds, commission and matched lays filled in, ready to save (latest app version required). On a computer, scan the QR code with your iPhone camera.
No. Matched Bets is a manual calculator and private record keeper. It never places bets, fetches odds or connects to bookmaker or exchange accounts.
Matched betting uses bookmaker promotions and a betting exchange, and it is legal for adults in the UK and Ireland. Bookmakers set their own promotion terms and can limit offers or accounts, so always read the terms before you bet. New to it? Read what matched betting is.
In the UK, gambling winnings are generally not subject to Income Tax or Capital Gains Tax for individuals. This is general information rather than tax advice; check HMRC guidance or an adviser for your own circumstances.
Yes. There is no account to create, no advertising and no analytics SDK in the app. Calculations run on your device, records can be protected with Face ID or your passcode, and you can export CSV or a full backup at any time.
Not at the moment. Matched Bets is built natively for iPhone and iPad running iOS 18 or later. The free web calculator works in any modern browser, including on Android.